Homemade Banana Pudding Recipe From Scratch With Condensed Milk

homemade banana pudding recipe from scratch with condensed milk
Prep. time:
20 min
8 dishes

Ah, homemade banana pudding – it’s a classic, comforting dessert that brings back all sorts of nostalgic vibes. Originating from the Southern United States, this dish has made its way into the hearts (and bellies) of people all over.

Let’s dive into making this creamy, dreamy treat from scratch!

Serving Size, Prep Time & Difficulty:

  • This recipe makes about 8 servings, perfect for a family dessert or a small gathering.
  •  Prep time is roughly 20 minutes, plus chilling time.
  • On the difficulty scale, it’s a solid “easy.” No sweat, even if you’re new to the kitchen!

What makes this homemade banana pudding recipe special is a combination of factors that elevate it from just a simple dessert to a delightful culinary experience:

  • Use of Condensed Milk: The inclusion of sweetened condensed milk gives the pudding a rich, creamy texture and a deep, caramelized sweetness that’s hard to achieve with regular milk or sugar alone. It’s a game-changer in terms of flavor and creaminess.
  • Fresh Bananas and Vanilla Wafers: The use of fresh bananas, as opposed to artificial banana flavoring, ensures a natural and authentic taste. The vanilla wafers add a delightful crunch and a hint of vanilla that complements the bananas perfectly.
  • Homemade Whipped Cream: Instead of using store-bought whipped cream, this recipe calls for making your own. This not only allows you to control the amount of sugar and vanilla but also adds a freshness and lightness that can’t be matched by pre-made products.
  • Customizable to Dietary Needs: The recipe provides alternatives for different dietary restrictions, such as lactose intolerance, vegan, or gluten sensitivity. This inclusivity allows more people to enjoy the dessert regardless of their dietary limitations.
  • Ease of Preparation: Despite its gourmet taste, the recipe is surprisingly easy to make. It’s straightforward and doesn’t require any advanced cooking skills, making it accessible to cooks of all levels.
  • Versatility and Tips for Enhancement: The recipe encourages experimentation with spices like cinnamon or nutmeg, and suggests adding caramel or coconut for an extra twist. These suggestions for personalization allow home cooks to tailor the recipe to their taste preferences.
  • Visual Appeal: The layered presentation not only makes it a feast for the eyes but also ensures a perfect mix of flavors and textures in every spoonful.
  • Nostalgic and Comforting: Banana pudding is a classic dessert that many people have nostalgic associations with. This recipe stays true to those classic flavors while also allowing for modern twists and personal touches.

This combination of factors – from the rich flavor profile to the ease of customization and preparation – makes this homemade banana pudding recipe uniquely delightful and special.


  • · 3-4 ripe bananas
  • · 1 can (14 oz) sweetened condensed milk
  • · 1 1/2 cups cold water
  • · 1 package (3.4 oz) instant vanilla pudding mix
  • · 2 cups heavy cream
  • · 1 teaspoon vanilla extract
  • · 1 box vanilla wafers
  • · Optional: a pinch of cinnamon or nutmeg for extra flavor

Step-by-Step Guide to Homemade Banana Pudding:

  1. Mix the Pudding Base: In a large mixing bowl, whisk together the sweetened condensed milk and cold water. Add the instant vanilla pudding mix and continue whisking for about 2 minutes until the mixture is smooth and slightly thickened.
  2. Chill the Pudding Mixture: Cover the bowl with plastic wrap and refrigerate for about 4 hours, or until it sets up. This step is crucial for that perfectly creamy texture.
  3. Whip the Cream: In another bowl, beat the heavy cream and vanilla extract until stiff peaks form. This will be your homemade whipped cream, way better than the store-bought stuff!
  4. Layer It Up: Now comes the fun part! In a large serving bowl or individual dessert cups, start layering your pudding. Begin with a layer of vanilla wafers, followed by a layer of banana slices, and then a generous layer of your chilled pudding mixture.
  5. Repeat the Layers: Continue the process, making sure to finish with a layer of pudding. The goal is to have a nice balance between the wafers, bananas, and pudding in every bite.
  6. Top with Whipped Cream: Spread the whipped cream over the top layer of pudding. You can go as thick or as light as you prefer. If you're feeling fancy, use a piping bag to make it look extra pretty.
  7. Garnish and Serve: Sprinkle a little cinnamon or nutmeg on top for a hint of spice. If you’re using any optional toppings like caramel or coconut flakes, now’s the time to add them.
  8. Chill Before Serving: Let the pudding sit in the fridge for at least an hour before serving. This allows all the flavors to meld together beautifully.
  9. Enjoy: Grab a spoon and dive in! The combination of creamy pudding, ripe bananas, and crunchy wafers is just irresistible.

Nutrition Advantages:

  • Bananas are a superstar here. They’re packed with potassium, vitamin C, and fiber.
  • Plus, milk adds calcium and protein.
  • Remember, this is a treat, so it’s more about the soul-soothing benefits than the calorie count!

Dietary Alternatives:

  • For lactose intolerance, use lactose-free condensed milk and pudding mix.
  • Vegans can swap in almond milk, vegan condensed milk, and a plant-based whipped cream.
  • Gluten-sensitive? Opt for gluten-free vanilla wafers.

Tips for Elevating the Recipe:

  • Layering is key. Alternate between wafers, banana slices, and pudding for a visually appealing and evenly distributed flavor.
  • For a richer pudding, mix a small amount of mascarpone cheese or cream cheese into your whipped cream.
  • Don’t shy away from a dash of cinnamon or nutmeg. They add a warm, spicy note that complements the sweet bananas.
  • If you’re feeling adventurous, a drizzle of caramel or a sprinkle of toasted coconut flakes can take this dessert to a whole new level.
  • Presentation matters! Serve in a glass bowl to show off those beautiful layers.
  • For the best flavor, make sure your bananas are ripe but not too mushy.
  • If you want to prevent the bananas from browning, you can toss them in a little lemon juice before layering.
  • The vanilla wafers will soften as the pudding sits, so if you prefer a crunchier texture, serve the pudding sooner rather than later.

Remember, the best part about homemade desserts is the freedom to tweak them to your liking. So, have fun with it, and don’t stress too much about perfection. In the end, it’s all about enjoying the process and, of course, the pudding!

There you have it! A super simple, utterly delicious homemade banana pudding that’s sure to be a hit with everyone. Enjoy the process, tweak it to your liking, and most importantly, have fun with it!

Like & Share
Rated by 2 users

Additional Recipes

cooking frozen ravioli
30 min

How to Cook Frozen Ravioli Recipe

How To cook Chicken Feet - Easy Recipe
120 min

How To cook Chicken Feet – Easy Recipe

Turkey bacon recipe - how to cook turkey bacon
60 min

Turkey bacon recipe – how to cook turkey bacon

Ground chicken recipe
35 min

How to Cook Ground Chicken?

How To Cook Fresh Peas
20 min

How To Cook Fresh Peas – Delicious and Easy Recipe

how to cook eggs in air fryer
5 min

how to cook eggs in air fryer

Skip to content